The payment service technically falls under the eWallet category, although you don’t really store any funds with Apple, the technology allows Apple to debit your bank account in order to make payments.Īpple Pay effectively digitises your debit cards and authorises transactions from your bank card once you have satisfied the security process using touch/face ID or your pin code. It can be used to pay for things as you would with a normal card in stores, within apps and through websites, using either touch ID, face ID, or a pin code to verify.
Apple Pay is digital payment method for all kinds of Apple powered mobile devices so iPad, iPhone, Apple Watch, etc.